Housing Programs

The City’s goal is to make houses in Salt Lake City as safe and energy efficient as possible. The quality of our housing reflects the quality of our neighborhoods. To keep our neighborhoods safe, vibrant and beautiful, we need to preserve our housing stock, make home ownership affordable, and eliminate vacant and substandard housing. For more information on any of the programs listed below call us today at (801) 535-7228. Se habla Español.

Check out a brief overview of what we do in our Housing Brochure.

Home Repair Program

Home Repair Program 

Salt Lake City Corporation offers loans for home repair to homeowners and investors within Salt Lake City limits. Interest rates can be as low as zero percent and payments deferred (in qualified cases).  This program was developed to preserve and rehabilitate existing housing in our City and your neighborhood. This program can be used to address any housing code deficiencies and can also be used to create accessible housing, working with the homeowner's mobility needs in mind.

WE ALSO PROVIDE THESE VALUABLE SERVICES TO THOSE WHO APPLY AND QUALIFY FOR A REHABILITATION LOAN:

  • A qualified inspector will inspect your property at no cost to you.  They will provide a list of repairs necessary to bring your home up to minimum housing code standards.
  • If your home was built before 1978, we will identify and address lead-based paint hazards in your home as part of the work project. We will also determine if you qualify for a lead-based paint control grant from the County Lead Safe Coalition.
  • At no cost to you, our skilled staff will provide cost estimates of the required repair work. With your consent, our staff will invite contractors to submit competitive bids for the work. You only pay the amount of the contract with your chosen contractor.
  • Upon your acceptance of a bid, we will order a title search on the property being considered for a loan.


There is no obligation to have the work done and you will pay nothing for our services unless you choose to accept a loan and participate in the program. If you choose to secure your own financing, we can offer free technical assistance in the design and management of your project. For questions call 535-7228 or email, housing@slcgov.com. Se habla Español.

Home repair application form (PDF)

Make sure to save the application, fill it out, and email it to HANDtech@slcgov.com.

Salt Lake City Corporation offers loans for home repair to homeowners and investors within Salt Lake City limits. Interest rates can be as low as zero percent and payments deferred (in qualified cases).
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First Time Home Buyers Program

Tel: 801-535-7228    Fax: 801-535-6269

You may qualify for an interest rate as low as 3.00% fixed for 30 years if you have steady employment, have not taken out bankruptcy in the past two years, you have $500.00 for closing costs and your household income does not exceed 80% of the HUD median.

TO APPLY FOR THE FIRST TIME HOMEBUYER PROGRAM YOU MUST:

  • BE AT LEAST 18 YEARS OF AGE AND A LEGAL RESIDENT
  •  NOT OWN ANY RESIDENTIAL PROPERTY ( more than 3 years since owned one)
  • OCCUPY THE PROPERTY AS A PRINCIPAL RESIDENCE
  • HAVE A GROSS ANNUAL HOUSEHOLD INCOME WHICH DOES NOT EXCEED: HAVE A GROSS ANNUAL HOUSEHOLD INCOME WHICH DOES NOT EXCEED: 
   HOUSEHOLD SIZE                        MINIMUM INCOME                                MAXIMUM INCOME

1 PERSON

$25,850

$41,350

2 PERSONS

$29,550

$47,250

3 PERSONS

$33,250

$53,150

4 PERSONS

$36,900

$59,050

5 PERSONS

$39,900

$63,800

6 PERSONS

$42,850

$68,500

7 PERSONS

$45,800

$73,250

8 PERSONS +

$48,750

$77,950

 
** INCOME GUIDELINES ARE SUBJECT TO CHANGE WITHOUT NOTICE**
 
HAVE A FAMILY SIZE SUITABLE FOR THE PROPERTY, i.e,    
FOUR (4) PEOPLE OR LESS FOR A 2 BEDROOM HOUSE.
BE CREDIT WORTHY AND ABLE TO QUALIFY FOR A LOAN
  (No bankruptcy before two years after discharge, no pending collections, judgments etc.)
ATTEND REQUIRED HOMEOWNER TRAINING CLASSES, CREDIT COUNSELING
  AND HOME MAINTENANCE VISITS.
ESTABLISH A MINIMUM $500.00 SAVINGS ACCOUNT TO CONTRIBUTE TOWARDS            CLOSING COST.
 
The Division assists first-time homebuyers with low interest rate loans. Once homebuyers have been pre-screened, eligible applicants will be contacted to determine the priority of the first-time homebuyers on this year’s waiting list. Applicants will be recommended for available properties based on income, and family size.
 
Salt Lake City Corporation’s Division of Housing and Neighborhood Development obtain properties that will be completely rehabilitated. Some new homes might also be available in 2016. All properties will be within Salt Lake City Limits (Glendale, Rose Park, Downtown Salt Lake etc.)
 
ALL HOMEBUYERS WHEN SELECTED FOR A PROPERTY WILL BE GIVEN A CONDITIONAL TITLE TO THE PROPERTY. IN ORDER TO RECEIVE A CLEAR TITLE TO THE PROPERTY THE HOMEBUYER MUST OCCUPY THE HOME FOR 15 CONSECUTIVE YEARS FOLLOWING THE ORIGINAL DATE OF OCCUPANCY. THOSE HOMEBUYERS WHO MOVE WITHIN FIFTEEN YEARS WILL RECEIVE ONE FIFTEENTH OF THE HOME’S EQUITY FOR EVERY YEAR THEY HAVE OCCUPIED THE HOME.
 
Return Completed Application and $25.00 per Applicant Credit Report Fee To:
Salt Lake City Corporation
HOUSING AND NEIGHBORHOOD DEVELOPMENT
451 SOUTH STATE STREET, ROOM 445
PO BOX 145487
SALT LAKE CITY, UT 84114-5487
 
THE APPLICATION WINDOW MAY CLOSE WITHOUT NOTICE
 
Fees subject to change without notice
Se habla español
 
 

First Time Homebuyer Application
 

General Information
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Housing Trust Fund

The Salt Lake City Housing Trust Funds was created by the Mayor and City Council in 2000 to address the health, safety and welfare of the citizens of Salt Lake City by providing assistance for affordable and special needs housing within the City. Housing sponsors may apply to the City for a loan from the Housing Trust Fund in order to provide affordable and/or special needs housing. For more information contact Melissa Jensen at (801) 535-6035.

Housing Trust Fund Application

Salt Lake City provides assistance for affordable and special needs housing within the City.
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Salt Lake City Handyman Program
Salt Lake City is now offering assistance with small household repairs to seniors and persons with disabilities.  To qualify, the occupants must qualify as a senior (62 years of age and older) or must have a disability recognized under federal guidelines and the household income must be below 80% of median income.  The applicant must own the property to be repaired. 
 
The City will document income by asking for copies of one month of paystubs (if working) or your social security or pension award letter.  If you draw funds from a retirement account, we’ll need a copy of your latest tax return to document the amount withdrawn each year.  Income for all members of the household must be included in the calculation.  
 
We will do the following types of repairs:
 
1. Start-up/shut-down swamp cooler
2. Install motion activated outdoor lights.
3. Install dead bolts
4. Install window locks
5. Install smoke or CO detectors
6. Correct toilet leaks
7. Replace broken or damaged toilet or sink with similar (no upgrades allowed)
8. Install or repair faucets, including replacement cartridges
9. Un-clog or repair drains
10. Install grab bars
11. Install threshold
12. Install new door knobs
13. Re-Caulk bathtubs
14. Re-Caulk or weather strip windows
15. Weather strip doors
16. Re-glaze windows
17. Clean rain gutters
18. Repair rain gutters
19. Minimal electrical such as outlet/switch or fixture replacement.  Must be like for like.
20. Check fuse or breaker
21. Tree and brush trimming – only if they encroach on the roof or walls and are causing damage to the structure.   
 
The cost of the repair will be free to qualifying homeowners.  The maximum expenditure per household is $500.00 per year. 
 
Click here to download application! Please email applications to housing@slcgov.com.
Handyman Program
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